Financing
Need Financing?
WE’VE GOT YOU COVERED
New Image Hardscapes & Pavers has partnered with Hearth to offer flexible financing options designed to fit your budget from $1,000 to $250,000. Have questions? Read Hearth’s FAQs below.
FAST, 2-MINUTE PRE-QUALIFICATION
Get pre-qualified in under 2 minutes with no impact on your credit score.
MULTIPLE FINANCING OPTIONS
Explore plans from Hearth’s network of trusted lenders to find affordable monthly payments for your project.
HEARTH FAQS
Will filling out the prequalification form affect my credit score?
No, when you complete the prequalification form, lenders perform a “soft” credit inquiry. This allows you to compare lender offerings without affecting your credit score. CLICK HERE for complete details from Hearth.
Can I pay back my loan early without penalties?
Yes, all 17 lenders have no pre-payment fees which means you can pay back your loan before the end of its term at no additional cost. CLICK HERE for complete details from Hearth.
What is the difference between secured and unsecured loans?
An unsecured loan is not linked to a specific piece of property (“collateral”) that the borrower agrees to give to the lender if the borrower does not pay back the loan. A secured loan, in contrast, always has some form of collateral, like a car or a house of which the lender can take possession in the event of default. CLICK HERE for complete details from Hearth.
How is APR determined for prequalified offers?
Lenders look at many factors, including your credit history, current debt-to-income ratio, income, and expenses in assessing your creditworthiness. CLICK HERE for complete details from Hearth.
How soon will I get my money after my loan is approved?
You can usually expect to receive your money in as little as 1-5 business days. CLICK HERE for complete details from Hearth.
Can I finance more or less than the exact cost of my project?
Yes, of course! Hearth’s offers page will display a range of loan options, so you can choose to finance a lesser amount, the exact amount, or a higher amount so you can get the project and payments that best suit you. CLICK HERE for complete details from Hearth.
Will I need to verify my income?
Yes, Hearth’s lending partners require that applicants provide information to prove the source of the income they state. CLICK HERE for complete details from Hearth.